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MEDICAL SERVICES
. Medical Referrals and Arrangement of Treatment .
The Assistance Center will provide contact information for, and, if requested,
arrange treatment with, doctors (including general practitioners and
specialists), hospitals, dentists and dental clinics in the area in which the
Member is traveling. If possible, the medical provider referred by the
Assistance Center will be able to speak the same language as the Member.
Telephone interpretation can be provided when necessary.
. Medical Monitoring .
When the Assistance Center is notified of a Member's medical emergency, its
staff will establish communication with the local attending medical provider,
obtain a full understanding of the situation, and begin to monitor the Member's
condition. Medical professionals will stay in regular communication with the
local medical personnel and relay necessary information to the Member and his
or her family or employer until the situation is resolved, and the Member
continues with his or her travels or returns home.
. Medical Expense Advances .
IIn a case in which a Member is being refused medical treatment or is being
denied discharge until payment is made for medical expenses, the Assistance
Center will advance (with appropriate repayment guarantees) up to US $5000
directly to the medical treatment facility.
. Emergency Medical Evacuation and Repatriation .
In a case of a Member's medical emergency, in which, in the opinion of the
Assistance Center's medical team and the local attending medical provider, it
is medically necessary for the Member to be evacuated to another medical
facility or returned to his or her residence, the Assistance Center will
arrange and pay (up to US $100,000) for whatever modes of transportation,
equipment and personnel that are necessary to complete the evacuation to the
nearest appropriate medical facility or repatriate the Member.
. Prescription Assistance .
Should a Member lose or damage prescription medication or eyeglasses, the
Assistance Center will attempt to locate the prescription locally or arrange
for shipment. The Member is responsible for the actual cost of the medication
or eyeglasses, and any shipping charges that may apply.
. Insurance Claims Assistance .
Members can receive assistance with insurance claims generated overseas for
cases coordinated through the Assistance Center. The Assistance Center will
assist with the Member's eligible insurance until such claims have been settled
or denied.
. Mortal Remains Repatriation .
In the unfortunate event of a Member's death while traveling, the Assistance
Center will arrange and pay for all necessary government authorization, provide
a container appropriate for transportation, and return the remains to the
Member's place of residence for burial.
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