Traveler's Emergency Network, Inc. (TEN) provides the most comprehensive and affordable annual travel assistance plans available. Assistance is a term in use throughout much of the world outside of the United States which refers to a service which provides help, primarily in medical emergencies. Insurance is not, in fact, as useful as assistance for travelers with medical or other emergencies. Insurance is only a promise to repay after care has been provided.

This means that somebody, usually the individual with the emergency, has to go through the headache, risk, and up-front expense of arranging for treatment and traveling to first-rate medical facilities. Few people realize that their medical insurance is not readily accepted in most foreign countries. The major problem for travelers, therefore, is getting to high quality medical care in a timely manner -- not how to pay for it later. This is why TEN Memberships are so valuable -- they provide direct, pro-active assistance to travelers with medical and other emergencies. Unlike insurance plans, TEN Memberships afford real travel security, without the hassle of having to arrange for your own services, pay for them in advance or make co-payments.

TEN Membership provides access to medical facilities around the world, referrals and treatment arrangement, medical monitoring and emergency case coordination, payment for lifesaving emergency medical evacuations (up to US $100,000), medical expense advances, insurance claims assistance, and other Medical Services. In addition, TEN Members can receive Legal, Information, Personal and Special Services -- all accessible 24 hours a day, 365 days a year from around the world -- whenever traveling more than 100 miles from home.